THE FUTURE IS ON CONFIDENT BASES

A good financial investment establishes our future and provides help achieving our goals. Nowadays the quality of our financial investments contributes to our future life on a large scale. The Profit Plus saving program of AHICO Insurance Company combines the traditional insurance protection of life insurance and realized yields of investment bases bidden saving opportunities.
Our Profit Plus future program is a financial construction that helps to provide solutions for challenges given by modern world establishing financial safety for you and your loved ones.

MODERN FINANCIAL SOLUTIONS

You are able to develop you savings flexibly and with favorable conditions. Our asset funds are up-to-date, successful and dynamic combinations that integrate fast-growing market opportunities in the world today. Your investments will be handled by experienced international experts of AIG Investments , which is the leader fund management company worldwide.

Advantages of the product:

• You are able to choose the most favorable one from 7 different asset funds
• You will decide the measure of your investments
• You are able to compile personalized investment package
• Flexible investment opportunity
• International fund management
• Customizable expected yields
• Customizable risks
• Life Insurance protection
• Tax allowance
• Inheritance tax exemption

Unit price graph

Available funds for the Profit Plus Unit Linked product:

The Insurer has the right to open new Investment Programs, close, merge or split any of the existing Investment Programs besides written notification of the policyholders.

Hungarian Bond Portfolio

The Hungarian Bond Fund may incorporate Hungarian Government Bonds, treasury bills, bonds issued by the National Bank of Hungary, Corporate Bonds, bank deposits and a minimal amount of cash. Returns are earned primarily from coupon income, current yield on Hungarian Government Bonds, while some capital appreciation may be achieved from capital gains.

• Money Market Instruments 5%
• Hungarian Bonds 95%

Pacific Mixed Portfolio

The investment objective of the fund is to achieve long-term capital appreciation by investing primarily in Global Equity funds managed by AIG and to a lesser extent current income via investment in a combination local Government and Corporate Bonds.
The fund may contain a maximum of 40-60% of Bonds and money market instruments, which investment strategy is similar to the strategy of the Hungarian Bond Fund. 

• Money Market Instruments 5%
• Hungarian Bonds 35%
• Global Equities 60%
           - AIG Equity Fund Gold - 10%
           - AIG Global Emerging Markets Fund - 20%
           - AIG Global Equities Value Fund - 30%

Horizon Global Equity Portfolio

The aim of the fund is to achieve a long-term capital appreciation exploiting the growth of the global equity markets.

The fund invests in at least 90% to equity funds managed by AIG, while there is maximum of 10% reserved for money market instruments, which provide daily liquidity.

• Money Market Instruments 5%
• Global Equities 95%
           - AIG Equity Fund Gold - 20%
           - AIG Global Emerging Markets Fund - 20%
           - AIG Global Equities Value Fund - 55%
  

Commodity Bull Portfolio

The aim of the fund is to achieve a long-term capital appreciation exploiting the growth of the global equity markets, while benefiting from the increase of commodity prices.

The fund invests into equity funds managed by AIG and assets traded on an acknowledged stock exchange linked to the Dow Jones AIG Commodity Index, while the amount of money market instruments providing daily liquidity cannot exceed 10%.

• Money Market Instruments 5%
• Indexet Linked Assets 45%
• Global Equities 50%
•          - AIG Global Emerging Markets Fund - 25%
           - AIG Global Equities Value Fund - 25%

Everest Asian Equity Portfolio

The aim of the fund is to - besides a relatively high risk - exploit the well above average growth of the two largest Asian economies, while benefiting from the performance of the global corporations with secure background.

The fund invests in at least 90% to equity funds managed by AIG, while there is maximum of 10% reserved for money market instruments, which provide daily liquidity.

• Money Market Instruments 5% 
• Asian Equites 60%
•          - AIG Greater China Equity Fund - 30%
           - AIG India Equity Fund - 30%
• Global Equities 35%
           - AIG Equity Fund Gold - 10%
           - AIG Global Equities Value Fund - 25%

 
Mont Blanc European Equity Portfolio

The aim of the fund is to - besides a relatively high risk - exploit the positive growth outlook of the East-Central European countries, while at the same time benefiting from the above average growth of the Western European small- and middle sized companies.

The fund invests in at least 90% to equity funds managed by AIG, while there is maximum of 10% reserved for money market instruments, which provide daily liquidity. 

• Money Market Instruments 5%
• European Equities 60%
•          - AIG Emerging Europe Equity Fund - 30%
           - AIG Europe Small Companies Fund - 30%
• Global Equities 35%
           - AIG Equity Fund Gold - 10%
           - AIG Global Equities Value Fund - 25%

 
Atlantic American Portfolio

The aim of the fund is to benefit from the growth of the companies acting on the North American market, and at the same time from the probably above average growth of the Latin American countries.
 
The fund invests in at least 90% to equity funds managed by AIG, while there is maximum of 10% reserved for money market instruments, which provide daily liquidity.

• Money Market Instruments 5%
• American Equities 60%
           - AIG American Equity Fund - 40%
           - AIG Latin America Fund - 20%
• Global Equities 35%
           - AIG Equity Fund Gold - 10%
           - AIG Global Equities Value Fund - 25%

Unit price graph